A securities back-office written in code — issued wallets, verified identity, review-gated settlement, reputation-priced compensation, and a compliance-gated trading venue — with artificial intelligence seated exactly where a human back-office would exercise care, and nowhere else.
Everyone enters through the gate that fits them. Licensure claims are verified — falsely claiming to be licensed is reported.
Explore tokenized assets, reputation scores, and the public record. No license required — and no licensed powers granted.
EnterBrokers, advisors, and counsel: verified onboarding, issued wallets, tokenization powers, instant cash-back rebates priced by your reputation.
EnterSign back in with your issued wallet. Your reputation number travels with you.
Enter⚠ Falsely claiming licensure is detected at verification and reported.
Nine departments, one loop: identity in, compliant issuance through, reputation out — every step recorded twice (public pointer, private detail).
Issued, serialized wallets for every party — people, professionals, and the assets themselves. Serial numbers rotate for privacy and remain traceable for compliance.
Soulbound identity: your verified credentials bound to your wallet, non-transferable, renewable — the anchor for every permission on the platform.
One universal compliance token standard: issue, lock, review, then forward — fractional or whole assets, with the rules embedded in the token itself.
The registry spine. Every transfer checks both parties, both identities, and the embedded rules before it moves. The module registry holds the platform's AI seats.
The reputation bureau. Every issuer starts at 600. Honest conduct raises it; the score prices your instant cash-back rebate — 2% at the bottom tier, 6% at the top.
ISO 20022 financial messaging — the format banks already understand — emitted for platform events, readable by traditional finance.
The compliance-gated liquidity venue. Only cleared assets list. The engine is road-tested market mathematics; the gate in front of it is ours.
Fiduciary escrow with receipt tokens, multi-signature oversight, and a dispute ladder — with an AI recommendation step where discretion is needed.
The permanent record: every significant event inscribed twice — a public inscription without personal information, a private one with full detail for lawful access.
A house can't give up a room to rebalance a trading pool, and a car can't shed two tires. Standard pool mathematics quietly taxes the stable side — the real-world asset — every time the volatile side moves. That's why serious assets have stayed out of on-chain markets.
AccrediFlo's engine manages pool liquidity to buy low and sell high on the pool's own behalf — engineered to reduce that loss and, in favorable conditions, convert it into gain. Across the engine's published five-year, fifty-token backtest, the average liquidity provider went from a −21% loss to a +21% gain. That is the difference between an asset owner who never comes back and one who brings the next building.
Listing is the compliance gate. An asset trades here only when its issuer's identity is valid and the platform's intelligence service has returned a CLEAN determination on that asset's listing dossier — the audit grade, the structure scan, the reputation read.
Three things make that a real gate rather than a stamp. The verdict is tied to the exact dossier it was formed on, so re-issue the paperwork and the asset goes back behind the gate until it is looked at again. The verdict expires, because an audit grade is a snapshot and none of them stay true forever. And it can be withdrawn at any time if the watchman finds something later. A verdict that cannot go stale and cannot be revoked is not a safeguard.
of backtested pairs outperformed a standard constant-product pool. Published five-year, fifty-token simulation, fees excluded.
Engine: proven open-source market mathematics, live on Ethereum mainnet since 2023, vendored as a separate module and left unmodified. It holds no intelligence of its own — the gate sits in front of it.
Gate: AccrediFloListingGate — valid issuer identity, plus a CLEAN determination that meets a confidence floor, was formed on this dossier, and has not expired.
Record: every determination is anchored with a hash of the reasoning behind it, so a verdict can always be traced back to the analysis that produced it.
Fees: 0.3% per swap, split 50/50, with a lifetime residual share to the issuer.
The rails are arithmetic; the watchman is AI — and the watchman only sits where there's something to watch. Every determination is anchored on-chain as a verdict, a confidence score, and a fingerprint of the full reasoning record. The reasoning itself stays off-chain.
| Seat | What it watches |
|---|---|
| License Guard | License documents and ongoing regulator monitoring — the first line. |
| Review Socket | Free-text review claims, adjudicated directly against the platform's own records. |
| Legacy Load | Importing a professional's traditional-finance track record into their score. |
| Dispute Arbiter | The recommendation step of the dispute ladder. |
| Specimen Check | Reconciling the specimen token against the deal documents before it ships. |
| Suitability Edge | Gray-zone jurisdiction and sanctions calls — with the reasoning shown. |
| Form Helper | Advisory only: explains the form, never gatekeeps, never anchors a verdict. |
| Anomaly Watch | Patterns rules can't anticipate: review farming, rebate gaming, wallet loops. |
| Listing Gate | AccrediFlo's bouncer — the full dossier, weighed before an asset lists. |
| Pool Watchman | Surveillance around the pools (never inside the pool mathematics). |
| Valuation Sanity | Cross-checking real-world appraisals so the stable side stays real. |
Pick a seat, review the dossier, and run it. The platform's intelligence service reasons off-chain and returns the verdict, its confidence, its plain-language reasoning, and the fingerprint that would be anchored on-chain.
The platform's records are valuable. When they're sold, the people they describe get paid: 50% of the revenue goes to the data subject, automatically, on-chain. And no sale happens without consent given on all three axes.
You decide if your data can be sold at all. Off by default. One switch, yours alone.
Transactions, reputation, holdings, reviews, determinations — you pick the categories, per category.
Analytics firms, insurers, researchers, media — you choose the buyer classes allowed to purchase.
Enforced by contract: DataDividendConsent records
the three axes; DataRevenueSplitter refuses any sale without a matching consent
and pays the 50/50 split at settlement. No consent, no sale — it reverts.
On-chain, AccreDeFi is deliberately open: thin, auditable socket contracts anyone can read, and an engine built from proven open-source market mathematics. Off-chain sits the intelligence — the seat logic, the dossier assembly, the reasoning — proprietary and patent-protected. The chain sees verdicts and fingerprints; the thinking never touches a public ledger.
accredefi/ ├── contracts/ the on-chain platform (113 contracts, zero compile errors) │ ├── wallet/ AccrediWallet — issued wallets + per-asset wallets │ ├── sbt/ AccrediSoul — soulbound identity, mainnet + private subnet │ ├── tokens/ AccrediCoin — universal token, factory, 0.3% royalty spine │ ├── core/ AccrediBook — registry, intake forms, compliance DNA │ ├── reputation/ AccrediRep — scores, rebates, institution rollups │ ├── messaging/ AccrediSend — ISO 20022 gateway, emitter, parser │ ├── liquidity/ AccrediFlo — venue routing, fee collector, pool factory │ ├── escrow/ Xscrow — escrow, receipts, dispute ladder │ ├── ordinals/ Xordinals — dual-ledger inscriptions + marketplace │ ├── ai/ the sockets — IAccrediDetermination · DeterminationAnchor · ListingGate │ ├── datadividend/ the 50/50 — 3-axis consent + revenue splitter │ └── oracles/ governance/ erc404-ai/ … ├── accrediflo-engine/ the AMM engine — proven open-source, mainnet-tested, separate module ├── ai-service/ the off-chain intelligence service (the proprietary side) ├── backend/ frontend/ scripts/ test/ docs/ audits/ └── DIRECTORY-TREE.md the full annotated map
Read from the chains themselves in your browser, refreshed every 12 seconds — not a screenshot. Base is reached through the same RPC overlay a protected wallet uses.
| Base mainnet | reading… |
| Base Sepolia | reading… |
| Chaingentic | reading… |